Find Your Charitable Giving Strategy

With dozens of charitable vehicles — DAFs, CRTs, QCDs, CLTs, private foundations, CGAs — choosing the right one depends on your specific situation. Answer 5 questions and we'll tell you which vehicle fits best and why. Takes about 60 seconds.

No account or email required. This is a starting point, not a binding plan — a fee-only advisor will model your specific numbers.

1 of 5 — What is your primary goal with charitable giving?

2 of 5 — What type of asset are you primarily thinking about giving?

3 of 5 — How much are you planning to give (total, or over a few years)?

4 of 5 — How old are you?

5 of 5 — What's your giving timeline?

Your primary recommendation

Also worth considering

These results are a starting point. The right vehicle depends on your full tax picture — AGI, carryforwards, state taxes, and estate plan. A fee-only advisor specializing in charitable planning will model the exact numbers. No commission conflict, free match.

How the vehicles compare. Not sure what a CRT, DAF, or CLT even is? Read the Charitable Planning Complete Guide first — it covers every major vehicle in plain English with links to deeper guides.

Quick reference: 2026 vehicle overview

Vehicle	Who it's for	Key benefit	AGI deduction limit
DAF	Most donors giving appreciated assets or bunching	Full FMV deduction, no capital gains, flexible grantmaking	60% cash / 30% appreciated property
CRT (CRUT)	Donors wanting lifetime income from appreciated assets	Defers capital gains, provides income stream, charitable deduction	30% cash / 20% appreciated property
QCD	Age 70½+, IRA owners with RMDs	Excluded from AGI — protects IRMAA tier, satisfies RMD	$111,000/yr (2026)
CLT (CLAT)	Donors who want wealth to pass to heirs, not charity	Passes growth above §7520 rate to heirs estate-tax free	30% AGI (grantor CLAT)
CGA	Age 70+ donors wanting fixed lifetime income	Guaranteed fixed payments, deduction, partial tax-free income	30% appreciated property
Private Foundation	Families giving $2M+ wanting full control	Family governance, employment, grant control	30% cash / 20% appreciated property
Zero-Out CLAT	Estate-planning-driven donors, $500K+ gifts	Leveraged wealth transfer — all future growth passes to heirs	Depends on grantor vs non-grantor

Key 2026 numbers: standard deduction $32,200 MFJ / $16,100 single. OBBBA 0.5% AGI floor applies to all itemizers. 35% value cap for 37% bracket filers on appreciated property gifts. 5-year carryover for excess deductions.

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Charitable Advisor Match is a matching service. We connect you with vetted fee-only financial advisors in our network. Advisors are fiduciaries who charge transparent fees. This tool provides general information only and does not constitute financial, tax, or legal advice. Results depend on your complete tax situation and should be verified with a qualified advisor.

CharitableAdvisorMatch is a referral service, not a licensed advisory firm. We may receive compensation from professionals in our network. Content is for informational purposes only and does not constitute financial, tax, legal, or investment advice.